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Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI) are funded and administered by the United States Federal Government. Long term disability generally refers to privately purchased insurance.
Long term disability insurance comes in two forms, employer provided disability insurance (ERISA) and private individually purchased disability insurance. Bemis, Roach and Reed represent clients with both types of insurance.
Our long term disability clients generally contact us after they have been denied benefits. Some are denied benefits on the initial application and some are denied benefits after having been initially approved.
Bemis, Roach and Reed has successfully represented clients in claims against the following insurance companies:
In almost all cases, the long term disability insurance contracts require that clients file for Social Security Disability. That is because the insurance company is able to reduce their monthly benefit payment by the amount awarded by the Social Security Administration.
To learn more about long term disability insurance visit our:
Long Term Disability Website.
Let us coordinate your disability benefit applications. We handle both Social Security Disability claims AND long term disability insurance claims.